What is the future of our bank industry? (employee view)

I just chit chatting with one of my friend and he is working with one of the local bank in Malaysia. We talked about the future of working in the bank. Actually what happen is all the employees are worried about the uncertainties of their future. What is the uncertainties then? The uncertainties can be identified as pressure, changes and so on. I could say the level of pressure when working in the bank is high. I believe the pressure will produce employees to become unfit regularly. Worst come to worst the unfit will become illness and might be critical illness. Unfortunately the bank now are trying to reduce the benefit of the employees.

There are so much changes that are bank are trying to implement probably to match the progress of the economy. Is it relevant or effective? I think there will be the pros and cons. What is my concern is the changes are very good in term of organisation development but the changes must be grow together with employee benefit.

I also wondering about the economy in Malaysia. What happen is the bank now are lacking with the fund(deposit) to grow their business. But the government are digging the fund from the bank and the management then pressing the employee to look out for another fund. Thus is it government helping the bank or pressuring us.

The worst case will be the merger. I believe in the near time there are merger will take in place. The employee then will suffer once more due to rationalization and other management strategies to make sure the business and the cost will operated effectively.

Thinking about this will not end up. Therefore if any of you do have any view and comments I am really appreciated.